Your house is thebest investment you ever have in your life. If you purchase the house price ata perfect rate that is ok and the same goes with the agent commission and allthe things. But we often neglectthe hidden expenditures that areunforeseen during house dealing and purchasing.Origination points, property tax, and insurance could be hidden expenditures and you should have knowledge about them.Property tax is charged by government agencies from the owner of the property. This tax is calculated according to the state and location rules.Origination points are that when you are going to have a loan then they will charge their fee out of it, which you have to pay.Now here is the interesting point in home owner’s insurance, if you are a house owner and your house is damaged or destruct like burned. Then it is directly your loss. But if your house is on the mortgage and you have signed all the policies and agreements then it’s not your loss. It’s solely a lender’s loss. Different mortgage companies charged different rates. So, be careful and have knowledge of all thehidden costs.